Motorbike Breakdown Cover

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What is Motorbike Breakdown Cover?

Motorbike breakdown cover is an insurance product that provides you with cover for costs associated with a breakdown of your motorbike. This type of cover can help protect you from the significant costs that can come with repairing a breakdown, such as repair costs, recovery costs, and even the cost of a new part or component if required.

Are you an avid motorbike rider? Then you know that a breakdown can happen at any time, and it can be a major inconvenience to your plans. That’s why having breakdown cover is essential for any motorbike owner. It provides peace of mind knowing that if you ever experience a breakdown, help is just a call away.

What types of motorbike breakdown cover are there?

Basically, you can choose between two types of coverage: either covering you, the rider, or your motorcycle:

Personal Cover – This type of policy covers you if you break down on any motorbike, scooter, or moped, whether you are the driver or a passenger. If you own more than one motorcycle, this cover may be useful, but it can be expensive.

Vehicle Cover – This type of cover applies to a particular motorbike. This means that if the bike breaks down while you’re not riding it, you’re still covered. When you only ride one motorcycle, this is usually the most affordable type of cover.

What should I do if my motorbike breaks down?

  1. Pull over safely – if your bike breaks down, find a safe place to stop. Hand signals can be used to inform other drivers of your intentions and to let them know you’re having trouble.
  2. Be visible – use your hazard lights whenever possible to ensure that other road users can easily see you. Putting on a high-visibility vest can make you more visible to drivers.
  3. Get professional help – working on your bike on the side of the road can be dangerous, as your attention is taken away from the traffic. To get help as quickly and safely as possible, call your recovery service and stay away from the roadside.
  4. It’s always good to have the details and phone number of your recovery service on hand, or in your bike, in case something goes wrong.