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Motorbike breakdown cover is an insurance product that provides you with cover for costs associated with a breakdown of your motorbike. This type of cover can help protect you from the significant costs that can come with repairing a breakdown, such as repair costs, recovery costs, and even the cost of a new part or component if required.
Are you an avid motorbike rider? Then you know that a breakdown can happen at any time, and it can be a major inconvenience to your plans. That’s why having breakdown cover is essential for any motorbike owner. It provides peace of mind knowing that if you ever experience a breakdown, help is just a call away.
Basically, you can choose between two types of coverage: either covering you, the rider, or your motorcycle:
Personal Cover – This type of policy covers you if you break down on any motorbike, scooter, or moped, whether you are the driver or a passenger. If you own more than one motorcycle, this cover may be useful, but it can be expensive.
Vehicle Cover – This type of cover applies to a particular motorbike. This means that if the bike breaks down while you’re not riding it, you’re still covered. When you only ride one motorcycle, this is usually the most affordable type of cover.