Car Breakdown Cover

Compare Car Breakdown Cover

What is car Breakdown Cover?

Car breakdown cover, often referred to as roadside assistance, is a service or insurance policy designed specifically to assist motorists whose vehicles have suffered a mechanical failure that renders them inoperable. This type of cover typically encompasses several services aimed at resolving common vehicle issues that occur while on the road. These services include:

  • Roadside Assistance: If your car breaks down while you are out and about, a qualified mechanic will come to your location to attempt a minor repair on the spot to get you moving again.

  • Towing Services: Should your vehicle require more extensive repairs, your breakdown cover usually includes towing to the nearest garage, or to another specified location within a certain distance.

  • Additional Features: Depending on the level of cover, you might also benefit from services such as providing alternative transportation, accommodation if you’re stranded away from home, or the supply of a courtesy car while yours is being repaired.

This form of cover is designed to mitigate the stress and potential danger of car malfunctions, providing a streamlined solution to get you back on the road as quickly and safely as possible.

Why do I need car breakdown cover?

  • Peace of Mind: Knowing that help is just a phone call away can give you significant peace of mind, especially when traveling in unfamiliar areas or during adverse weather conditions.

  • Convenience and Time-Saving: Breakdowns are unpredictable and can significantly disrupt your plans. Having cover means that you won’t have to spend time searching for a local garage or mechanic – assistance is already guaranteed, and help is on its way with just one call.

  • Cost-Effective: Paying for individual services such as towing, repairs, or hiring a replacement vehicle can be costly. Car Breakdown Cover consolidates all these services into one package, potentially saving you a considerable amount of money in the event of a breakdown.

  • Safety: Trying to fix a vehicle by the roadside can be dangerous, especially on busy roads or in poor weather conditions. Car Breakdown Cover ensures that professionals handle the situation, keeping you and your passengers safe.

  • Comprehensive Assistance: Whether your car refuses to start at home, or you encounter problems while on the road, comprehensive breakdown cover ensures you’re supported in various situations, including mechanical failures, flat batteries, or flat tires.

  • Nationwide Coverage: Most car breakdown providers offer nationwide service, meaning you’re protected no matter where in the country you are when you break down.

Car Breakdown Cover FAQs

We often receive a lot of questions about car breakdown cover, so let’s answer some of the most common:

Car breakdown cover typically includes services such as roadside assistance, vehicle recovery, and emergency towing. It may also include services like tire changes, fuel delivery, and jump starts.

The cost of car breakdown cover can vary depending on factors such as the level of coverage, the type of vehicle, and the provider. On average, it can range from £30 to £100 per year per vehicle.

Consider factors such as your driving habits, vehicle age and condition, coverage needs, and budget. Compare different plans and read the terms and conditions to ensure the cover meets your requirements.

Having breakdown cover for a new car is not a requirement, but it can provide peace of mind and help avoid unexpected expenses in case of a breakdown. It may also be a condition of your car warranty or financing agreement.

If you experience a breakdown without breakdown cover, you can still get assistance by calling a local garage or a breakdown service provider. However, keep in mind that you may be charged for the services rendered, which can be costly. It is always recommended to have car breakdown cover in place to avoid unexpected expenses and to have a professional take care of any issues with your vehicle.