European Breakdown Cover

What features does European breakdown cover include?

European breakdown cover typically includes:

1. Home start if your car breaks down before you leave.
2. Roadside assistance A recovery vehicle will try to fix your car by the side of the road. In the event that this is not possible, it will be taken to a nearby garage for repairs. Your policy may have call-out limits, so check them to avoid extra fees.
3. 24/7 assistance Ensures that you are never stranded anywhere overnight, and gives you access to support and recovery at any time.
4. Garage labour costs Can cover all or part of the costs of fixing your car at a garage.
5. Onward travel This will enable you to continue your journey if your car breaks down. Some policies provide a replacement vehicle while yours is in the garage, some reimburse you for public transportation expenses, and some even cover accommodation costs.
6. Vehicle repatriation Covers all or some of the costs of returning your car to the UK if it can’t be fixed. In some policies, you and your passengers may also be covered for the costs of returning to the UK. This is known as ‘repatriation’.
7. Misfuelling Cover for damages or repairs if you mistakenly put diesel in a petrol car or vice versa.
8. Lost keys During travel, you can claim reimbursement for the replacement cost of lost keys.

Before you buy a policy, check the details to make sure you know what’s covered.

What level of European breakdown cover do I need?

Single-trip cover is available if you don’t plan to travel often. Multi-trip coverage is available if you plan to travel frequently.

• Single trip European cover – It may be cheaper to purchase a single trip European breakdown policy if you travel to Europe only once or twice a year. In addition, you will be covered for any drives in the UK, both on your way home and on your way back.
• Annual breakdown cover – All trips you take in a year are covered, up to 90 days in total. Check the policy details carefully before choosing, as some policies have a limit on how long you can be covered. In addition to this, UK-wide coverage is included.

Make sure you don’t already have european breakdown cover.

Why is european breakdown cover important?

If you break down in Europe without the right cover, you’ll not only have to pay for repairs and call-outs, but also have to arrange everything yourself in a language that you might not understand.

It becomes even more stressful when you breakdown overseas due to unfamiliar road rules and a lack of local knowledge. Whether you’re going to Europe on business or for pleasure, you should factor European breakdown cover into your budget.

Fortunately, breakdown insurance providers offer a variety of options, and you can often add European coverage to your current policy.