RAC Breakdown Cover

rac breakdown cover

Imagine the peace of mind that comes with knowing you have reliable roadside assistance at your fingertips, regardless of where you are or when you need it. That’s what RAC Breakdown Cover offers. With over a century of experience in the industry and a wide range of coverage options, RAC is the go-to choice for countless drivers seeking dependable protection on the road. In this guide, we’ll dive deep into the world of RAC Breakdown Cover to help you make an informed decision about the best options for your needs.

Key Takeaways

  • RAC Breakdown Cover provides reliable roadside assistance for a variety of vehicles and needs.
  • Three levels of cover are available, ranging from Basic to Extra and Complete with European coverage included in the latter option.
  • Comprehensive customer support services ensure timely assistance as well as regulatory compliance & consumer protection through FCA authorization.

Understanding RAC Breakdown Cover

Breakdown cover is an insurance type that assists you when your vehicle breaks down, aiming to keep your journey disruption-free. RAC Breakdown Assistance, Britain’s most experienced breakdown service provider, offers complete peace of mind to motorists. With a remarkable success rate of resolving 4 out of every 5 car issues at the roadside, RAC delivers reliable service from their headquarters at RAC House, Brockhurst Crescent, Walsall, WS5 4AW.

With its establishment in 1897, RAC Motoring Services has a significant history of dependable breakdown assistance. They offer coverage for various vehicles, including:

  • Cars
  • Electric vehicles
  • Vans
  • Motorbikes

RAC Breakdown Cover comes in different types, catering to individual needs and preferences.

RAC Motoring Services

RAC Motoring Services is a reputable name in the breakdown assistance industry, offering car servicing, inspections, and even European coverage. Their network of trained patrols is available 24/7 to assist drivers in case of a breakdown. When a customer experiences a breakdown, they can call the RAC helpline, and a patrol will be promptly dispatched to their location. The patrol will strive to repair the vehicle on the spot. However, if this is unachievable, they will coordinate towing the vehicle to a nearby garage for further repairs.

Beyond vehicle breakdowns, RAC Motoring Services provides other services, including vehicle inspections, car maintenance, and repairs. They also provide assistance with fuel, keys, and flat tires.

RAC doesn’t just aim to get you back on the road, but also provides travel and route planning services, plus legal and financial guidance for drivers.

Types of RAC Breakdown Cover

RAC offers various types of breakdown cover for cars, alternative vehicles, or a person in any vehicle. The levels of RAC Breakdown Cover available are:

  1. Basic Breakdown Cover: Includes Roadside Assistance and a 10-mile tow to a garage in the event that the vehicle cannot be repaired at the location.
  2. Extra Breakdown Cover: Includes all the benefits of Basic Breakdown Cover, plus Home Start, Recovery, and Onward Travel.
  3. Complete Breakdown Cover: Includes all the benefits of Extra Breakdown Cover, plus European Breakdown Cover.

On the other hand, the Complete Breakdown Cover distinguishes itself from the other levels of cover by including ‘at home’ cover, meaning that if you experience a breakdown within ¼ mile of your home, RAC will be able to provide assistance. We will detail these coverage options to assist you in determining the most suitable one for you.

Choosing the Right RAC Breakdown Cover for You

Choosing the RAC Breakdown Cover that fits your needs is key to securing optimal protection. Factors to consider when choosing a cover include:

  • The level of cover
  • Coverage for the vehicle or driver
  • Additional coverage for partners or family
  • Cost and special offers

This part will scrutinize the three RAC Breakdown Cover levels – Basic, Extra, and Complete – aiding you in making a well-thought-out selection.

Basic Breakdown Cover

The Basic Breakdown Cover from RAC is the most cost-effective option, priced at £7.95 per month. It offers 24/7 roadside assistance, free fitting and labor for repairs at the roadside, and a tow up to 10 miles. This cover is applicable to a single vehicle.

If you’re looking for an affordable breakdown cover option that provides essential roadside assistance, the Basic Breakdown Cover might be the right choice for you. You can also augment your Basic Breakdown Cover plan with add-ons like Tyre Replace, Battery Replace, and European Rescue.

Extra Breakdown Cover

Extra Breakdown Cover is an additional option to RAC’s breakdown cover that provides extra benefits and coverage. It includes roadside assistance and five callouts, as well as additional benefits. While specific information about these benefits is not available in our knowledge base, you can visit the RAC website to find more details.

If you’re looking for a more comprehensive coverage plan with added benefits, the Extra Breakdown Cover may be a suitable option for you.

Complete Breakdown Cover

The Complete Breakdown Cover offers the most extensive coverage and features, including:

  • Roadside assistance
  • Recovery to a destination of your choice
  • Home start
  • Onward travel
  • Europe-wide cover

The Complete Breakdown Cover, once purchased, provides the highest level of protection, making it an ideal choice for those who want complete peace of mind on the road.

If you’re looking for a breakdown cover that offers comprehensive protection, including at-home assistance and European coverage, the Complete Breakdown Cover is your best bet.

Additional RAC Services and Benefits

In addition to their breakdown cover services, RAC offers a variety of other services and benefits for their customers. These include RAC Insurance, battery replacement service, and a wealth of driving news, car reviews, and travel guides.

We will detail these supplementary services and benefits.

RAC Insurance

RAC Insurance provides coverage for cars, motorcycles, and vans. Different types of policies are available, including car insurance, breakdown cover, and travel insurance. RAC Insurance offers comprehensive coverage options and additional benefits such as a courtesy car, personal accident cover, stolen keys cover, and more.

Opting for RAC Insurance Ltd guarantees your vehicle and financial needs are catered for in case of an accident or breakdown.

Battery Replacement Service

RAC’s Battery Replacement Service offers a convenient solution for customers who need a new battery for their vehicle. The service includes:

  • Assessing the condition of your battery
  • Determining its functionality
  • Recommending a new battery if necessary
  • Providing a 24/7 delivery and professional installation of the new battery
  • Allowing you to buy replacement batteries online with ease, so you don’t have to worry buy replacement batteries elsewhere

This ensures that you get back on the road as quickly as possible.

Customers can also enjoy a 10% discount on batteries if they are RAC members.

Driving News, Car Reviews, and Travel Guides

RAC offers a wide range of driving news, car reviews, and travel guides to help you manage your rac car and keep their club customers informed and engaged with the latest trends in the automotive world. These resources, created by our dedicated team, include information on small cars, family cars, sports cars, SUVs, electric & hybrid cars, convertibles, coupes, estate cars, and MPVs.

Keeping up with RAC’s driving news, car reviews, and travel guides enables you to make well-considered decisions about car purchases, road trip planning, or just staying informed about recent industry updates, news car reviews travel, and companies.

Managing Your RAC Breakdown Cover

Efficiently handling your RAC Breakdown Cover is key to maximizing your investment and guaranteeing you have the required protection level when necessary. This segment will cover managing your RAC Breakdown Cover using the RAC app, through online account management, and utilizing customer support.


The RAC App is a powerful tool for managing your breakdown cover. Available on both iPhone and Android, the app allows you to report a breakdown quickly and easily, access a route planner, and receive real-time traffic updates.

The app also provides driver behavior data and journey history for users of RAC’s telematics product. By utilizing the RAC App, you can manage your breakdown cover efficiently and conveniently, ensuring that you always have access to the support you need when you need it.

Online Account Management

Managing your RAC Breakdown Cover online is simple and easy. By visiting the RAC website and logging into your account, you can:

  • Access and update your membership details
  • View your policy documents
  • Make changes to your cover
  • Renew your membership

This convenient online account management system allows you to stay in control of your breakdown cover, ensuring that you have the right level of protection for your needs, with the support of English speaking incident managers.

Customer Support

RAC offers a range of customer support options to help you when you need assistance. These options include:

  • Contacting them through their website
  • Submitting a complaint
  • Obtaining help with car insurance
  • Assistance for current breakdown cover members
  • Breakdown cover support

Utilizing RAC’s customer support options guarantees you receive necessary assistance promptly and effectively.

Regulatory Compliance and Consumer Protection

RAC Motoring Services and RAC Financial Services Limited are fully authorized by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority. This authorization is regulated by the FCA. This ensures that they adhere to strict regulatory standards and prioritize consumer protection. RAC implements a range of measures to guarantee consumer protection, including improving business practices, monitoring customer satisfaction and feedback, and offering onward travel protection.

Opting for RAC for your breakdown cover needs assures you of their dedication to regulatory compliance and consumer protection.


In conclusion, RAC Breakdown Cover offers a comprehensive range of options to suit the needs of every motorist. With a long-standing history of providing reliable roadside assistance, RAC has become a trusted name in the industry. By understanding the different types of breakdown cover available, considering additional services and benefits, and effectively managing your breakdown cover, you can ensure that you have the right level of protection for your needs. So, embrace the road ahead with confidence, knowing that RAC Breakdown Cover has your back.

Frequently Asked Questions

Is RAC cheaper than AA?

RAC’s comprehensive cover is currently cheaper at £16.50 per month than AA’s £17, and comes with an added discount if you use code SAVE at checkout. Therefore, RAC is generally cheaper than The AA.

Which is best breakdown cover in UK?

RAC Breakdown Cover is the best breakdown cover in the UK, offering reliable roadside assistance at competitive prices. With its unparalleled level of cover, RAC stands out as the clear winner.

What types of vehicles can RAC Breakdown Cover apply to?

RAC Breakdown Cover can be used for cars, electric vehicles, vans, and motorbikes.

How does RAC’s Battery Replacement Service work?

RAC’s Battery Replacement Service assesses your battery, determines its functionality and recommends a new one if needed, before delivering and professionally installing it.

What platforms is the RAC App available on?

The RAC App is available on both Android and iOS devices, making it a convenient way to get information and services.