Breakdown Cover

Compare & Save on Breakdown Cover

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What is Breakdown Cover?

Breakdown Cover is a service designed to help you if your vehicle breaks down, ensuring you can continue your journey. If your vehicle encounters a problem on the road, assistance will be sent to either fix it at your location or tow it to a local garage for repairs. Some policies will even visit you at home to get your vehicle started.

Why do I need breakdown cover?

No one likes to experience car troubles, especially when it happens during an important journey or while you’re out on the road. Unfortunately, vehicle breakdowns are an unpleasant reality that all drivers face. Having breakdown cover can save you time, money, and stress in the event of a vehicle breakdown, ensuring that you’re not left stranded and can get back on the road as soon as possible.

What does breakdown cover typically include?

ypically, breakdown cover can include services like:

  • Roadside Assistance: Help if your vehicle breaks down while you’re out and about.
  • Local Recovery: If your car can’t be fixed on the spot, it can be towed to a nearby garage.
  • Home Start: Assistance if your car breaks down at home.
  • Onward Travel: Options like a courtesy car, overnight accommodation, or alternative transport if your car can’t be fixed quickly.
  • National Recovery: Transport for you, your car, and passengers to any UK destination if repair isn’t immediate.

These features can vary, so it’s essential to check specific policy details.

Breakdown Cover FAQs

We often receive a lot of questions about breakdown cover, so let’s answer some of the most common:

At BreakdownCover.co.uk, we compare cheap breakdown cover quotes from leading UK providers including:

  • The AA
  • RAC
  • Start Rescue
  • Cover My Breakdown
  • Emergency Assist
  • RescueMyCar.com
  • Eversure
  • GEM Motoring Assist
  • Nova Direct

You should be able to get breakdown cover for most vehicles, although some providers only cover vehicles up to a certain age. If you use your vehicle for business or racing, for example, further restrictions may apply.

It depends. When you own only one vehicle, it may make more sense to purchase vehicle-based cover. If you drive more than one vehicle frequently or are a passenger in more than one, personal-based coverage may be more appropriate.

If your car breaks down and you don’t have a breakdown policy, you can purchase instant breakdown cover at the side of the road, and your new provider will send someone to fix it.

A breakdown provider must offer a 14-day “cooling off period” within which you may cancel your policy. In the event that you haven’t claimed on your cover, you won’t face any penalties and will receive a full refund.
You may not be able to cancel after this period or after you’ve made a claim. In addition, claim, or you may be required to pay a fee to receive a partial refund after you’ve canceled. Terms will vary between providers.

When looking for cheap breakdown cover, consider factors such as the coverage included, the reputation and reliability of the provider, and any additional perks or benefits. It’s also important to compare prices before making a decision. Remember to choose a plan that best fits your specific needs and budget.